Financial Alignment for Yourself and Your Family
In personal finance, it’s not what you make but what you keep that is important. In preparing the next generation to manage money, it’s not how much you know but what you model and share that matters most. Whether you have only lint in your pockets or are racing Jeff...
Common Cents
Last week... ...most assets were up from the previous week. US Equities experienced the biggest rebound, gaining back more than they lost from the prior week. The infamous Growth-Value teeter totter switched this week with Growth outperforming Value. Small...
Fascinating Labor Day Facts
The first Monday in September is celebrated nationally as Labor Day. So how did we get the holiday and why is no one quite sure who created it? The Labor Day holiday grew out of the late 19th century organized labor movement, and it quickly became a national...
Common Cents
Last Week… ...the majority of asset classes experienced a pullback. US Equities exhibited the same pattern as reported last week. Growth outperformed Value while Large companies overall did better than Mid and Small. In fact: Large Growth was...
Health Savings Accounts (HSA’s) Part 3
Last week we discussed some alternative strategies for using HSA’s. This week we’ll cap off the series with some additional need to know tidbits about HSA’s. An HSA can pay for COBRA premiums: An HSA generally cannot be used to reimburse the cost of...
Common Cents
Last week... ...we saw Foreign Equities outperform US Equities for the first time in a while. In the US we observed Value outperform growth And Large companies outperforming both Mid and Small. Large Growth was barely up from the previous week while mid...
Health Savings Accounts (HSA’s) Part 2
Last week we discussed some of the basics about Health Savings Accounts (HSA’s). We’re picking up right where we left off. This week we will discuss some alternative strategies for utilizing an HSA. An HSA can pay for prior year medical expenses: As long as the...
Health Savings Accounts (HSA’s) Part 1
Health Savings Accounts (HSA) are an excellent way to pay for medical expenses. They offer unparalleled tax benefits and can be used in a number of creative ways to achieve a variety of financial goals. As a refresher, those with high deductible health...
Common Cents
Last week... …was an all-around good week for the market. All US Equities were up. Tech was up the most, over 1.5%. Large growth and value saw almost the same amount of week-to-week growth while value out performed growth in Small and Mid-companies. Year to date...
Mutual Funds vs. ETFs Continued
This week we will continue our (Exchanged Traded Fund) ETF vs. Mutual fund discussion. The key differences are highlighted below: When it comes to investment minimums, ETF’s are usually lower: You can buy an ETF for the price of 1 share—commonly referred...