401(k) and IRA Investing Part 1

401(k) and IRA Investing Part 1

Most of us know what 401(k)’s and IRA’s are, but these very common forms of investing are often not fully understood or used to best advantage.  Fee-Only CFP® professionals and Accredited Investment Fiduciaries (AIF®) are a knowledgeable resource for decisions about...
Common Cents

Common Cents

Last Week…   … Cautious optimism continued   US Small Companies are streaking ahead of Large US companies with Value continuing to outperform Growth. US Small stocks skipped ahead again by another 1.6% and 1.8 but, stood near 7.0% YTD! While Large Growth stocks...

Common Cents

Last Week…   … Bang! The new year is off to a stout start!   Small US Companies took the lead right out of the gate. Small & Mid Cap Growth were up 5.66% and 4.27% respectively! While Small & Mid Cap Value nearly kept pace, up 5.12% and 3.41% Healthcare...
Financial Observation for 2021

Financial Observation for 2021

I think we can all agree that 2020 was an unprecedented time.  Nearly everyone had to face the financial consequences and stress that took over as a result of the coronavirus pandemic.  People had an eye-opening look into the validity of any financial planning they...
Common Cents

Common Cents

Last Week…   … 2020 finally came to an end and proved a curiously good year for both Stocks and Bonds alike.   Year-end benchmarks witnessed 18 of 24 asset classes and sub-classes ahead from 2.7% to 47.3%. Here are some Highlights: Technology finished as a...
Keeping New Year’s Resolutions

Keeping New Year’s Resolutions

By: Lois Carrier   Setting New Year’s resolutions is a persistent ritual in America.  The most common New Year’s resolutions include getting out of debt, spending less, budgeting, increasing savings, dieting, exercising or picking up new hobbies.  Unfortunately,...