Many of the thing’s college students aspire to achieve upon graduation — a solid job, an apartment of their own or a new car — require a good credit history. Building positive credit responsibly while you’re still in school is easier than you think and can...

  Last week.....     produced the least explicable Weekly Funds Report we have seen in 2 years! And that's not a bad thing, we're just usually good at picking out patterns, etc.   In the US:   Large Growth was down over 2.5% Tech was down the...

  If a financial planner or financial advisor is fee-only, that means they receive compensation solely from the fees clients pay from their services. In other words, they do not earn commissions or kickbacks for recommending certain products. A fee-only structure...

  Last week…the volatility continued but, this time it was to the upside!       We know, that’s not how you think of volatility but it is half the equation! And, it was a decent upturn across the board with the exception of US Equity REITS.  ...

  What Is Retail Therapy?   Retail therapy is spending money to make yourself feel better. But retail therapy doesn’t fix your problems. It just distracts you from them. For a bit. (And then it leads to even more problems in the end.)   The Psychology...

  Helping to build trust in financial planning is one of the key areas we want to address in 2022 at. So, let’s start with the benefits of working with a financial planner. Having seen the impact that good financial planning can have on an individual’s wellbeing,...

  Last week…the volatility continued.       There were very few asset classes that were up from the previous week and now even less that reflects a positive YTD return. All US Equities were down anywhere from 3 to over 7.5%. Our previous top US...

  If you’re looking to stabilize your rising costs, you’re going to have to think a bit differently about the way you shop. Here are some savings tips to help you fight price inflation on everyday purchases.   Shop Your Pantry Before you go grocery shopping,...

  Last week…was another choppy week at sea.     US Equities continued their trend from the previous report with value outperforming growth across the board. In the US only Large, Mid & Small Value are positive YTD.   REITS, both US & Global...

  Roth IRAs wear many hats. They provide a vehicle for tax-free growth, they permit early access to savings if needed, and they eliminate mandatory distributions in retirement, enabling wealthy seniors to pass along a potentially bigger financial legacy to their...