Summer time is here!!! We love summer activities as much as the other guys but we know that all the fun can make a dent in your wallet. Here are some tips to save on all the fun this summer!!   1. Trim up your entertainment budget by $100.   A...

  Last week…yielded the best report we have seen in quite some time.   Prior to last week’s closing, the S&P faced the most consecutive DOWN closing weeks in over 20 years.  Last week closed out the best performing week since November of 2020.  Of...

  8 Things You Must Know About 401(k)s   When you start a career, chances are you will be offered a 401(k) or similar retirement account as a way to save for retirement. These tax-advantaged plans allow you to put money aside through payroll deductions....

  Last week…more asset classes were up from the previous week than were down.   Our funds report was rather interesting to look at last week. US Equities, with the exception of Health Care were all down while all Foreign Equity asset classes were up.  ...

What Is a Recession?   The National Bureau of Economic Research says a recession happens when there’s a “significant decline in economic activity spread across the economy and lasts more than a few months.”   Economic growth is measured by GDP (gross...

  Last week…the markets ended on a mostly down note.   All US Equities were down.  US Large Growth companies were down the most, followed by US Small Value and Technology. Last week there was no discernable pattern between Growth and Value nor between small,...

One of the most important investing fundamentals is learning how to diversify your portfolio, a practice that reduces your risk and lowers your vulnerability.   What Is a Diversified Portfolio?   Portfolio diversification involves spreading your investments...

  Last week…the markets continued their decline.     On the heels of the Fed’s announcement to raise rates and a decline in GDP for the 1st quarter, the markets reacted as expected – many asset classes trended down.   Although not much, we did note...

  The average baby boomer has worked for six different employers over the course of their career, not counting jobs before age 24, according to the Bureau of Labor Statistics. This creates opportunities for retirement savings to be lost or forgotten.   Even...

Last week…was another tough week for the markets.     All US Equities were down. Growth companies were down less than Value companies. Tech and Health Care were both down as well. Small Value was down the most, over 3%.   US REITS were down over 5%,...