Common Cents

Common Cents

  Last week…more asset classes were up from the previous week than were down.   Our funds report was rather interesting to look at last week. US Equities, with the exception of Health Care were all down while all Foreign Equity asset classes were up.  ...
How to Prepare for a Recession

How to Prepare for a Recession

What Is a Recession?   The National Bureau of Economic Research says a recession happens when there’s a “significant decline in economic activity spread across the economy and lasts more than a few months.”   Economic growth is measured by GDP (gross...
Common Cents

Common Cents

  Last week…the markets ended on a mostly down note.   All US Equities were down.  US Large Growth companies were down the most, followed by US Small Value and Technology. Last week there was no discernable pattern between Growth and Value nor between small,...
What Is a Diversified Portfolio?

What Is a Diversified Portfolio?

One of the most important investing fundamentals is learning how to diversify your portfolio, a practice that reduces your risk and lowers your vulnerability.   What Is a Diversified Portfolio?   Portfolio diversification involves spreading your investments...
Common Cents

Common Cents

  Last week…the markets continued their decline.     On the heels of the Fed’s announcement to raise rates and a decline in GDP for the 1st quarter, the markets reacted as expected – many asset classes trended down.   Although not much, we did note...